BPI’s mobile banking facility called BPI Express Mobile, allows BPI account holders to do banking transactions such as check account balance, perform fund transfers, reload prepaid, or load their GCASH wallet using their mobile phones. This service was initially available to Globe/TM subscribers.

The BPI Express Mobile comes in two variants. The SMS-based and Internet-based. The SMS-based BPI Express Mobile works with just a Globe SIM menu and the text messaging facility of Globe, even without connecting to the internet.

The second variant, Internet-based BPI Express Mobile, can do the same transactions as SMS-based and more except GCash related transactions. To learn more about Internet-based BPI Express Mobile, click here.

Here’s how to setup and use SMS-based BPI Express Mobile on your Globe cellphone.

A. Setup BPI Mobile in Globe Menu

• For Globe SIMs issued before February 2009, download the BPI Express Mobile menu on your Globe cellphone. Downloading the menu may take between 1-2 minutes. This is free of charge.
  1. Go to Globe Svcs+
  2. Choose myFavorites
  3. Choose Add Favorites
  4. Choose What’s Hot
  5. Choose BPI Mobile

  

  After downloading the menu successfully, the BPI Express Mobile menu is now listed under Globe Svcs+ – myFavorites – BPI Mobile.
  
• For Globe SIMs issued February 2009 onwards, the BPI menu is already saved in your SIM. Choose Globe Prepaid/ Postpaid > Specials > Mobile Banking > BPI

B. Register for BPI Express Mobile

1. Register your cellphone and account number.
   

   Text ENROLL <Account Number> <Joint Account Indicator> and send to 2274.

   *The Joint Account Indicator is the 2-digit number in the lower right portion of your ATM card.
   
2. Activate your enrollment through any of BPI’s ATMs nationwide.
   1. Insert Express Teller ATM Card
   2. Key-in your Pesonal Identification Number (PIN)
   3. Choose Special Services. Choose Activate Enrollment
   4. Choose EConnect – SMS Enrollment
      
   5. 2274 (BPI) will send a text message containing your initial Mobile PIN (MPIN) after (1) banking day
      

      Your Express Mobile MPIN is 495848. Change your MPIN now! Send CHG oldMPIN newMPIN to 2274 or change via mobile banking menu…. Ref# 82408304643

3. Change the initial MPIN to your own MPIN.
   

   CHG <Initial MPIN> <Own MPIN> send to 2274

   Click to view image.
   BPIMobile will send a text message upon successful MPIN change. Now, you are ready to use BPI Express Mobile!

C. Use BPI Express Mobile

1. Balance Inquiry for Deposit Accounts (Savings or Checking)
   

   BAL <MPIN> <AccountKey> send to 2274

   Account Key is composed of 2-letter Account Type and last 4 digits of your account number. Account Type; SA = Savings Account, CA = Checking Account. (e.g. SA1234). Balance Inquiry is also available in your Globe Menu.
2. Fund Transfer
   1. Choose Fund Transfer from BPI Mobile Menu
   2. Enter your 6-digit Mobile PIN (MPIN)
   3. Enter the amount to be transferred
   4. Choose Enter Account to manually enter the source bank account number and the recipient’s bank account number
   5. Enter the Account Key of the source bank account. Account Key is explained in Balance Inquiry for Deposit Accounts (C1)
   6. Enter 10-digit account number of the recipient
   7. Click OK to proceed with the transfer
   8. If the transfer is successful, a confirmation will be displayed on the screen
   9. BPIMobile will send a text message containing the details of the fund transfer.
   
   
3. BPI to GCASH Transfer. Transaction fee is Php 15 Php 1.00 to be deducted from your BPI account. If you want to transfer Php 8,000 to your GCash wallet, you will be charged Php 8,015 Php 8,001 from your BPI account.
   1. Choose GCash Transfer from BPI Mobile Menu
   2. Choose Bank to GCash
   3. Enter your 6-digit Mobile PIN (MPIN)
   4. Enter the amount to be transferred
   5. Choose Enter Account to manually enter the source bank account number
   6. Enter the Account Key of the source bank account. Account Key is explained in Balance Inquiry for Deposit Accounts (C1)
   7. Click OK to proceed with the transfer
   8. If the transfer is successful, a confirmation will be displayed on the screen
   9. 2882 (Globe GCash) will send a text message containing the details of the GCash transfer.
   
   
4. GCASH to BPI Transfer. Transaction fee is Php 70 or 1% whichever is higher Php 20 (to be deducted from your BPI account). If you want to transfer Php 500 to your BPI account, the transaction fee would be Php 70 Php 20, therefore you will be debited Php 500 from GCash and Php 70 Php 20 from your BPI account. If you want to transfer Php 8,000 to your BPI account, the transaction fee would be Php 80 Php 20, therefore you will be debited Php 8,000 from GCash and Php 80 Php 20 from your BPI account.
   1. Choose GCash Transfer from BPI Mobile Menu
   2. Choose GCash to Bank
   3. Enter your 6-digit Mobile PIN (MPIN)
   4. Enter the amount to be transferred
   5. Enter your 4-digit GCash PIN
   6. Choose Enter Account to manually enter the receiving bank account number
   7. Enter the Account Key of the receiving bank account. Account Key is explained in Balance Inquiry for Deposit Accounts (C1)
   8. Click OK to proceed with the transfer
   9. If the transfer is successful, a confirmation will be displayed on the screen
   10. 2882 (Globe GCash) will send a text message containing the details of the GCash transfer.
   
   
5. Prepaid Reload
   1. Choose Reload from BPI Mobile Menu
   2. Enter your 6-digit Mobile PIN (MPIN)
   3. Choose Globe if you are loading a Globe prepaid cellphone; TM for Touch Mobile cellphones;  Others for other networks
   4. Select the amount to be reloaded
      1. Globe – 100, 250, 500, 1000
      2. TM – 100, 200, 400, 1000
      3. Other Networks – enter the amount
   5. Choose Enter Account to manually enter the source bank account number
   6. Enter the Account Key of the source bank account. Account Key is explained in Balance Inquiry for Deposit Accounts (C1)
   7. Enter the 11-digit prepaid cellphone number
   8. Click OK to proceed with the prepaid reload
   9. After the transaction, a confirmation will be displayed on the screen
   10. BPIMobile will send a text message containing details of the prepaid reload
   
   
6. Bills Payment. Requires online enrollment.

For other transactions, visit BPI Express Mobile for Globe.