Notice: This service is no longer available.

BDO Mobile Banking allows instant access to own BDO deposit accounts (Checking and Savings Account) using a SMART or Talk ‘N Text mobile phone. It can be used to view the actual balance of enrolled Checking or Savings Account (CA/SA), transfer money to own enrolled BDO bank accounts, reload prepaid (SMART, Talk ‘N Text, Globe and TM) and reload SMART Money Card (for SMART and selected Talk ‘N Text mobile phones).

Here’s how to setup and use BDO Mobile Banking on your Smart cellphone.

A. Enroll in BDO Internet Banking. A Checking or Savings Account must be first enrolled in BDO Internet Banking.

B. Enroll in BDO Mobile Banking

1. Login to BDO Internet Banking with your existing user ID and password
2. Go to Enrollment Services > Mobile Banking > Enroll
3. Enter your mobile banking number (mobile number) and nominate your Mobile PIN (m-PIN)
4. Click Submit

C. Activate Mobile Banking on your mobile phone (do this 1 banking day after online enrollment)

1. Go to SMART Menu and choose Mobile Banking
2. Choose Activate Bank
3. Choose m-PIN
4. Enter BDO when asked for the Bank Code
5. Enter m-PIN
6. Smart will send text messages confirming activation
7. BDO will then be conveniently displayed in your Mobile Banking submenu for easy access

D. Use BDO Mobile Banking
Deposit accounts are represented by 2-letter Account Type and last 4 digits of your account number. Account Type; SA = Savings Account, CA = Checking Account. (e.g. SA1234)

1. Balance Inquiry for Checking or Savings account
   1. Go to SMART Menu and choose Mobile Banking
   2. Choose BDO
   3. Choose Balance
   4. Choose Account
   5. Select the Account you wish to view
   6. Press OK to confirm
   7. Enter m-PIN
   8. Smart will send a text message containing the latest and available balance of your account

   

2. Fund Transfer (to own enrolled deposit accounts only)
   1. Go to SMART MENU and choose Mobile Banking
   2. Choose BDO
   3. Choose Transfer
   4. Press OK to continue with the transaction
   5. Select the account where you wish to send your money to
   6. Press OK to continue with the transaction
   7. Select the account where the money will come from
   8. Select the currency of the account
   9. Enter the amount to be transferred, press OK. Use either # or * if decimal point is not available.
   10. Check the details, then press OK to confirm transfer
   11. Enter m-PIN
   12. Smart will send a text message confirming successful transfer of funds

   

3. BDO to Smart Money Transfer. No transaction fees.
   1. Go to SMART Menu and choose Smart Money
   2. Choose Reload Money
   3. Press OK to continue with the transaction
   4. Select the Smart Money Card to be reloaded
   5. Press OK to continue with the transaction
   6. Choose BDO
   7. Select the account where the reload amount will come from
   8. Enter the amount to be reloaded
   9. Check the details, then press OK to confirm the transaction
   10. Enter m-PIN
   11. Smart will send a text confirming the Smart Money reload transaction

   

4. Smart Money to BDO Transfer. This doesn’t work.
5. Reload prepaid (Smart, Talk ‘N Text, Globe and Touch Mobile)
   1. Go to SMART Menu and choose Mobile Banking
   2. Choose BDO
   3. Choose Reload Buddy
   4. Choose Others
   5. Key in the mobile number of the recipient
   6. Press OK to continue with the transaction
   7. Choose BDO
   8. Select the account where load will come from
   9. Select from the listed reload amounts
   10. Check the details, then press OK to confirm reload
   11. Enter m-PIN
   12. Smart will send a text message confirming successful reload of prepaid mobile phone

   

For more information, visit BDO Mobile Banking.