BPI mobile banking on Globe (SMS-based)

Posted on by Caroline Siñel in Mobile Banking



BPI-Globe SMS mobile bankingBPI’s mobile banking facility called BPI Express Mobile, allows BPI account holders to do banking transactions such as check account balance, perform fund transfers, reload prepaid, or load their GCASH wallet using their mobile phones. This service was initially available to Globe/TM subscribers.

The BPI Express Mobile comes in two variants. The SMS-based and Internet-based. The SMS-based BPI Express Mobile works with just a Globe SIM menu and the text messaging facility of Globe, even without connecting to the internet.

The second variant, Internet-based BPI Express Mobile, can do the same transactions as SMS-based and more except GCash related transactions. To learn more about Internet-based BPI Express Mobile, click here.

Here’s how to setup and use SMS-based BPI Express Mobile on your Globe cellphone.

A. Setup BPI Mobile in Globe Menu

  • For Globe SIMs issued before February 2009, download the BPI Express Mobile menu on your Globe cellphone. Downloading the menu may take between 1-2 minutes. This is free of charge.
    1. Go to Globe Svcs+
    2. Choose myFavorites
    3. Choose Add Favorites
    4. Choose What’s Hot
    5. Choose BPI Mobile

    BPI-Globe SMS menu setup 1

    After downloading the menu successfully, the BPI Express Mobile menu is now listed under Globe Svcs+ – myFavorites – BPI Mobile.
    BPI-Globe SMS menu setup 2
  • For Globe SIMs issued February 2009 onwards, the BPI menu is already saved in your SIM. Choose Globe Prepaid/ Postpaid > Specials > Mobile Banking > BPI

B. Register for BPI Express Mobile

  1. Register your cellphone and account number.

    Text ENROLL <Account Number> <Joint Account Indicator> and send to 2274.

    *The Joint Account Indicator is the 2-digit number in the lower right portion of your ATM card.
    BPI-Globe SMS enrollment
  2. Activate your enrollment through any of BPI’s ATMs nationwide.
    1. Insert Express Teller ATM Card
    2. Key-in your Pesonal Identification Number (PIN)
    3. Choose Special Services. Choose Activate Enrollment
    4. Choose EConnect – SMS Enrollment
      BPI-Globe SMS activate
    5. 2274 (BPI) will send a text message containing your initial Mobile PIN (MPIN) after (1) banking day

      Your Express Mobile MPIN is 495848. Change your MPIN now! Send CHG oldMPIN newMPIN to 2274 or change via mobile banking menu…. Ref# 82408304643

  3. Change the initial MPIN to your own MPIN.

    CHG <Initial MPIN> <Own MPIN> send to 2274

    Click to view image.
    BPIMobile will send a text message upon successful MPIN change. Now, you are ready to use BPI Express Mobile!

C. Use BPI Express Mobile

  1. Balance Inquiry for Deposit Accounts (Savings or Checking)

    BAL <MPIN> <AccountKey> send to 2274

    Account Key is composed of 2-letter Account Type and last 4 digits of your account number. Account Type; SA = Savings Account, CA = Checking Account. (e.g. SA1234). Balance Inquiry is also available in your Globe Menu.
  2. Fund Transfer
    1. Choose Fund Transfer from BPI Mobile Menu
    2. Enter your 6-digit Mobile PIN (MPIN)
    3. Enter the amount to be transferred
    4. Choose Enter Account to manually enter the source bank account number and the recipient’s bank account number
    5. Enter the Account Key of the source bank account. Account Key is explained in Balance Inquiry for Deposit Accounts (C1)
    6. Enter 10-digit account number of the recipient
    7. Click OK to proceed with the transfer
    8. If the transfer is successful, a confirmation will be displayed on the screen
    9. BPIMobile will send a text message containing the details of the fund transfer.
    BPI-Globe SMS fund transfer 1
    BPI-Globe SMS fund transfer 2
  3. BPI to GCASH Transfer. Transaction fee is Php 15 Php 1.00 to be deducted from your BPI account. If you want to transfer Php 8,000 to your GCash wallet, you will be charged Php 8,015 Php 8,001 from your BPI account.
    1. Choose GCash Transfer from BPI Mobile Menu
    2. Choose Bank to GCash
    3. Enter your 6-digit Mobile PIN (MPIN)
    4. Enter the amount to be transferred
    5. Choose Enter Account to manually enter the source bank account number
    6. Enter the Account Key of the source bank account. Account Key is explained in Balance Inquiry for Deposit Accounts (C1)
    7. Click OK to proceed with the transfer
    8. If the transfer is successful, a confirmation will be displayed on the screen
    9. 2882 (Globe GCash) will send a text message containing the details of the GCash transfer.
    BPI-Globe SMS bank to GCash 1
    BPI-Globe SMS bank to GCash 2
  4. GCASH to BPI Transfer. Transaction fee is Php 70 or 1% whichever is higher Php 20 (to be deducted from your BPI account). If you want to transfer Php 500 to your BPI account, the transaction fee would be Php 70 Php 20, therefore you will be debited Php 500 from GCash and Php 70 Php 20 from your BPI account. If you want to transfer Php 8,000 to your BPI account, the transaction fee would be Php 80 Php 20, therefore you will be debited Php 8,000 from GCash and Php 80 Php 20 from your BPI account.
    1. Choose GCash Transfer from BPI Mobile Menu
    2. Choose GCash to Bank
    3. Enter your 6-digit Mobile PIN (MPIN)
    4. Enter the amount to be transferred
    5. Enter your 4-digit GCash PIN
    6. Choose Enter Account to manually enter the receiving bank account number
    7. Enter the Account Key of the receiving bank account. Account Key is explained in Balance Inquiry for Deposit Accounts (C1)
    8. Click OK to proceed with the transfer
    9. If the transfer is successful, a confirmation will be displayed on the screen
    10. 2882 (Globe GCash) will send a text message containing the details of the GCash transfer.
    BPI-Globe SMS GCash to bank 1
    BPI-Globe SMS GCash to bank 2
  5. Prepaid Reload
    1. Choose Reload from BPI Mobile Menu
    2. Enter your 6-digit Mobile PIN (MPIN)
    3. Choose Globe if you are loading a Globe prepaid cellphone; TM for Touch Mobile cellphones;  Others for other networks
    4. Select the amount to be reloaded
      1. Globe – 100, 250, 500, 1000
      2. TM – 100, 200, 400, 1000
      3. Other Networks – enter the amount
    5. Choose Enter Account to manually enter the source bank account number
    6. Enter the Account Key of the source bank account. Account Key is explained in Balance Inquiry for Deposit Accounts (C1)
    7. Enter the 11-digit prepaid cellphone number
    8. Click OK to proceed with the prepaid reload
    9. After the transaction, a confirmation will be displayed on the screen
    10. BPIMobile will send a text message containing details of the prepaid reload
    BPI-Globe SMS prepaid reload 1
    BPI-Globe SMS prepaid reload 2
  6. Bills Payment. Requires online enrollment.

For other transactions, visit BPI Express Mobile for Globe.


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27 Comments on BPI mobile banking on Globe (SMS-based)

  1. This service sucks! It’s been a month and it’s still going under maintenance. I’ve been calling the hotline and all they say is “we have forwarded your concern”.Might as well stop this service if it doesn’t work!

    Reply

  2. yeah been trying to register my account too, lagi sinsabi invalid MPIN, ichange ko daw.so change na naman ako. mamya ganun pa rin.haist!

    Reply

  3. GCash_Hater_din June 30, 2012 at 5:46 pm

    This service sucks! It’s been a more than a month and it’s still going under maintenance. I’ve been calling the hotline and all they say is “we have forwarded your concern”.Might as well stop this service if it doesn’t work!

    Reply

  4. I totally agree. This service sucks big time. I even upgrade my sim to get this BPI menu, for the sole purpose of convenience and emergency cases you want money on your GCASH. But its always under maintenance. BPI mobile banking is disabled. Might as well disable it forever.

    Reply

  5. can we use the atm card on any atm ?like pnb or landbank atm’s?

    Reply

  6. d kasi gumagana ang atm,,i sent money to my gcash den have to widraw thru my atm card in pnb atm but cant..I dont know why…

    Reply

  7. totally sucks! I am in dire need of GCash but I have not received any SMS confirmation though transaction was deemed successful via BPI Mobile menu in SIM. aweful. amount not received in wallet

    Reply

  8. i do know my mpin & account number is right under my nose.. i tried to do a balance inquiry since i already activated my atm card.. but it just keep on saying that i entered the wrong pin! now i lost some load & lost my patience.. effing service!!!!!!

    Reply

  9. gumagana nga bal inquiry ng GCASH at BPI, d nmn mktransfer ng funds from BPI to GCASH para mkakuha sana ako ng GCASH card, kc may 100php na kukunin sa acount mo, e d nmn gumagana ang fund transfer. kaines!!!!.. . . ok pa ang BDO to SMART MONEY. walang patumpik tumpik! transfer agad in matter of seconds….. pepot na GCASH!

    Reply

  10. It works. Para sa mga di ma-access dahil “wrong MPIN” ang lumalabas. Kailangan niyo muna kasi mag-enter ng bagong MPIN/PASSWORD

    Steps
    1. To change MPIN text
    CHG
    – dapat 6-digit din yung i-eenter niyong MPIN

    2. To check ATM Balance text:
    BAL

    Account Key is composed of 2-letter Account Type and last 4 digits of your account number.

    Account Type:
    SA = Savings Account
    CA = Checking Account

    Example: SA1234

    Reply

  11. ok naman ha!! baka di lang kayo marunong!!!

    Reply

  12. GCash to BPI transfer not working, been trying from small amount up to 3k.. it shows “thank you for using BPI Express mobile” but no debit/credit happens. Balance inquiry works fine meaning I’m doing the right thing, but transfers just doesn’t work.

    Reply

  13. Yes, transfers from bpi account to gcash doesn’t work. 🙁

    Reply

  14. I have BPI Save-Up but cannot access my funds because BPI Mobile on Globe (or is it the other way around) has been undergoing system maintenance for 2 months now…is there a way I may access my funds on-line?

    Reply

  15. sa akin nga din ei. nagtry ako magdownload ng applet after ko madownload” web page not available” lumalabas .diba dapat after ko madownload yun,no need for internet connection na yon?

    Reply

  16. hi! paano po kaya yun?nadownload ko naman applet ng bpi pero lumalabas na web page not available.diba dapat no need for internet connection para magamit yun?

    Reply

  17. I have already bought 3 globe prepaid Sim card but still cant find any BPI Mobile menu on my phone.I have been to globe svc center to ask about my problem and requested for an upgraded Sim.but they still dont know how..In my old Sim even if i try to access add favorites, i can not find what’s hot.so I can not download.I bought 2 new Sim card but there’s no BPI mobile inside.I have tried many times to ask. just tell me what to do about my problem…thanks

    Reply

  18. grabe! kung di lang big time company ang globe…aakalain kong scam tong putek nato!

    Reply

  19. Hi,tanung q lng sa Globe lng b pdE mkpg check ng bAl ng SA?kc TM aq,neeD p dw mg download ng globe services para lng mkpg check aq ng bAl.ehh wla naman aq nun kc nga hnd aq globe, help me naman,.tnx

    Reply

  20. bakit gnun lge nlng wrong mpin kht tama .. pano ba mag reset

    Reply

  21. Thanks for this tip! I already have the 6-digit mobile pin when I activated on ATM. My question is, what is an “Account Key” and how do I get it? “explained in Balance Inquiry for Deposit Accounts (C1)” –> what does that mean I don’t know where to get it please help thanks!

    Reply

  22. @Hannah, Account Key is composed of 2-letter Account Type and last 4 digits of your bank account number. Account Type; SA = Savings Account, CA = Checking Account. (e.g. SA1234)

    Reply

  23. Pls help me nyo nman ako how to balance Inquiry through sms. Thnx

    Reply

  24. Hi! I was able to use the gcash services very well however, I lost that phone including the sim card associated w/ gcash and bpi mobile banking. I bought a new sim card and whenever I’m trying to enroll the sim with my BPI savings account so I could use GCASH again, it won’t allow me to since the lost sim card is still associated. Is there any way to remove the old number and replace it with new sim I can associate with gcash/mobile banking? thanks!

    Reply

  25. My cellphone was stolen, so I changed my sim number.How can I register my new phone number so that I can check my account balance using my new cellphone and phone number

    Reply

  26. Always down ang system. Even operator hindi sumasagot

    Reply

  27. Jesus N. VAlencianp May 31, 2017 at 1:25 pm

    My BPI gcash account especially on my payment to DTI does not work. I have encoded the correct MPIN which I successfully used to transfer funds but it appeared to be incorrect MPIN when I used it for payment. Until now, my G cash account does not work. What shall I do?

    Reply