BPI Mobile Banking on Globe (SMS-based)

The SMS-based BPI Express Mobile in Globe Menu allows Globe users to check on their account, perform fund transfers, or load their GCASH wallet straight from their BPI account. The SMS-based works with the text messaging facility of Globe, even without connecting to the internet. It was initially available to Globe subscribers.

BPI Express Mobile also comes in another variant — Internet-based. With Internet-based BPI Express Mobile, you can do the same transactions as SMS-based and more except GCash related transactions. To learn more about Internet-based BPI Express Mobile, click here.

Here’s how to setup and use SMS-based BPI Express Mobile on your Globe cellphone.

A. Setup BPI Mobile in Globe Menu

  • For Globe SIMs issued before February 2009, download the BPI Express Mobile menu on your Globe cellphone. Downloading the menu may take between 1-2 minutes. This is free of charge.
    1. Go to Globe Svcs+
    2. Choose myFavorites
    3. Choose Add Favorites
    4. Choose What’s Hot
    5. Choose BPI Mobile


    After downloading the menu successfully, the BPI Express Mobile menu is now listed under Globe Svcs+ – myFavorites – BPI Mobile.

  • For Globe SIMs issued February 2009 onwards, the BPI menu is already saved in you SIM. Choose Globe Prepaid/ Postpaid > Specials > Mobile Banking > BPI

B. Register for BPI Express Mobile

  1. Register your cellphone and account number.

    Text ENROLL <Account Number> <Joint Account Indicator> and send to 2274.

    *The Joint Account Indicator is the 2-digit number in the lower right portion of your ATM card.

  2. Activate your enrollment through any of BPI’s ATMs nationwide.
    1. Insert Express Teller ATM Card
    2. Key-in your Pesonal Identification Number (PIN)
    3. Choose Special Services. Choose Activate Enrollment
    4. Choose EConnect – SMS Enrollment
    5. BPI will send a text message containing your initial Mobile PIN (MPIN) after (1) banking day

  3. Change the initial MPIN to your own MPIN.

    CHG <Initial MPIN> <Own MPIN> send to 2274


    Now, you are ready to use BPI Express Mobile!

C. Use BPI Express Mobile

  1. Balance Inquiry for Deposit Accounts (Savings or Checking)

    BAL <MPIN> <AccountKey> send to 2274

    Account Key is composed of 2-letter Account Type and last 4 digits of your account number. Account Type; SA = Savings Account, CA = Checking Account. (e.g. SA1234). Balance Inquiry is also available in your Globe Menu.

  2. Fund Transfer
    1. Choose Fund Transfer from BPI Mobile Menu
    2. Enter your 6-digit Mobile PIN (MPIN)
    3. Enter the amount to be transferred
    4. Choose Enter Account to manually enter the source account number and the recipient account number
    5. Enter the Account Key of the source account. Account Key is explained in Balance Inquiry for Deposit Accounts (C1).
    6. Enter 10-digit account number of the recipient
    7. Click OK to proceed with the transfer
    8. If the transfer is successful, a confirmation will be displayed on the screen
    9. BPIMobile will send a text message containing the details of the fund transfer.


  3. BPI to GCASH Transfer. Transaction fee is Php 15 to be deducted from your BPI account. If you want to transfer Php 8,000 to your GCash wallet, you will be charged Php 8,015 from your BPI account.
    1. Choose GCash Transfer from BPI Mobile Menu
    2. Choose Bank to GCash
    3. Enter your 6-digit Mobile PIN (MPIN)
    4. Enter the amount to be transferred
    5. Choose Enter Account to manually enter the source account number
    6. Enter the Account Key of the source account. Account Key is explained in Balance Inquiry for Deposit Accounts (C1).
    7. Click OK to proceed with the transfer
    8. If the transfer is successful, a confirmation will be displayed on the screen
    9. Globe GCash (2882) will send a text message containing the details of the GCash transfer.


  4. GCASH to BPI Transfer. Transaction fee is Php 70 or 1% whichever is higher (to be deducted from your BPI account). If you want to transfer Php 500 to your BPI account, the transaction fee would be Php 70, therefore you will be debited Php 500 from GCash and Php 70 from your BPI account. If you want to transfer Php 8,000 to your BPI account, the transaction fee would be Php 80, therefore you will be debited Php 8,000 from GCash and Php 80 from your BPI account.
    1. Choose GCash Transfer from BPI Mobile Menu
    2. Choose GCash to Bank
    3. Enter your 6-digit Mobile PIN (MPIN)
    4. Enter the amount to be transferred
    5. Enter your 4-digit GCash PIN
    6. Choose Enter Account to manually enter the source account number
    7. Enter the Account Key of the source account. Account Key is explained in Balance Inquiry for Deposit Accounts (C1).
    8. Click OK to proceed with the transfer
    9. If the transfer is successful, a confirmation will be displayed on the screen
    10. Globe GCash (2882) will send a text message containing the details of the GCash transfer.


  5. Reload Globe/TM Prepaid. Requires enrollment.
  6. Reload Express Cash/Express Money Order. Requires enrollment.
  7. Bills Payment. Requires enrollment.

For other transactions, visit BPI Express Mobile for Globe.

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