BPI Mobile Banking on Globe (SMS-based)


The SMS-based BPI Express Mobile in Globe Menu allows Globe users to check on their account, perform fund transfers, or load their GCASH wallet straight from their BPI account. The SMS-based works with the text messaging facility of Globe, even without connecting to the internet. It was initially available to Globe subscribers.

BPI-GlobeBPI Express Mobile also comes in another variant — Internet-based. With Internet-based BPI Express Mobile, you can do the same transactions as SMS-based and more except GCash related transactions. To learn more about Internet-based BPI Express Mobile, click here.

Here’s how to setup and use SMS-based BPI Express Mobile on your Globe cellphone.

A. Setup BPI Mobile in Globe Menu

  • For Globe SIMs issued before February 2009, download the BPI Express Mobile menu on your Globe cellphone. Downloading the menu may take between 1-2 minutes. This is free of charge.
    1. Go to Globe Svcs+
    2. Choose myFavorites
    3. Choose Add Favorites
    4. Choose What’s Hot
    5. Choose BPI Mobile

    BPI-Globe Setup 1

    After downloading the menu successfully, the BPI Express Mobile menu is now listed under Globe Svcs+ – myFavorites – BPI Mobile.
    BPI-Globe Setup 2
  • For Globe SIMs issued February 2009 onwards, the BPI menu is already saved in you SIM. Choose Globe Prepaid/ Postpaid > Specials > Mobile Banking > BPI

B. Register for BPI Express Mobile

  1. Register your cellphone and account number.

    Text ENROLL <Account Number> <Joint Account Indicator> and send to 2274.

    *The Joint Account Indicator is the 2-digit number in the lower right portion of your ATM card.
    BPI-Globe Registration 1
  2. Activate your enrollment through any of BPI’s ATMs nationwide.
    1. Insert Express Teller ATM Card
    2. Key-in your Pesonal Identification Number (PIN)
    3. Choose Special Services. Choose Activate Enrollment
    4. Choose EConnect – SMS Enrollment
    5. BPI will send a text message containing your initial Mobile PIN (MPIN) after (1) banking day
    BPI-Globe Registration 2
  3. Change the initial MPIN to your own MPIN.

    CHG <Initial MPIN> <Own MPIN> send to 2274

    BPI-Globe Registration 3
    Now, you are ready to use BPI Express Mobile!

C. Use BPI Express Mobile

  1. Balance Inquiry for Deposit Accounts (Savings or Checking)

    BAL <MPIN> <AccountKey> send to 2274

    Account Key is composed of 2-letter Account Type and last 4 digits of your account number. Account Type; SA = Savings Account, CA = Checking Account. (e.g. SA1234). Balance Inquiry is also available in your Globe Menu.
  2. Fund Transfer
    1. Choose Fund Transfer from BPI Mobile Menu
    2. Enter your 6-digit Mobile PIN (MPIN)
    3. Enter the amount to be transferred
    4. Choose Enter Account to manually enter the source account number and the recipient account number
    5. Enter the Account Key of the source account. Account Key is explained in Balance Inquiry for Deposit Accounts (C1).
    6. Enter 10-digit account number of the recipient
    7. Click OK to proceed with the transfer
    8. If the transfer is successful, a confirmation will be displayed on the screen
    9. BPIMobile will send a text message containing the details of the fund transfer.
    BPI-Globe Fund Transfer 1
    BPI-Globe Fund Transfer 2
  3. BPI to GCASH Transfer. Transaction fee is Php 15 to be deducted from your BPI account. If you want to transfer Php 8,000 to your GCash wallet, you will be charged Php 8,015 from your BPI account.
    1. Choose GCash Transfer from BPI Mobile Menu
    2. Choose Bank to GCash
    3. Enter your 6-digit Mobile PIN (MPIN)
    4. Enter the amount to be transferred
    5. Choose Enter Account to manually enter the source account number
    6. Enter the Account Key of the source account. Account Key is explained in Balance Inquiry for Deposit Accounts (C1).
    7. Click OK to proceed with the transfer
    8. If the transfer is successful, a confirmation will be displayed on the screen
    9. Globe GCash (2882) will send a text message containing the details of the GCash transfer.
    BPI to Globe GCASH 1
    BPI to Globe GCASH 2
  4. GCASH to BPI Transfer. Transaction fee is Php 70 or 1% whichever is higher (to be deducted from your BPI account). If you want to transfer Php 500 to your BPI account, the transaction fee would be Php 70, therefore you will be debited Php 500 from GCash and Php 70 from your BPI account. If you want to transfer Php 8,000 to your BPI account, the transaction fee would be Php 80, therefore you will be debited Php 8,000 from GCash and Php 80 from your BPI account.
    1. Choose GCash Transfer from BPI Mobile Menu
    2. Choose GCash to Bank
    3. Enter your 6-digit Mobile PIN (MPIN)
    4. Enter the amount to be transferred
    5. Enter your 4-digit GCash PIN
    6. Choose Enter Account to manually enter the source account number
    7. Enter the Account Key of the source account. Account Key is explained in Balance Inquiry for Deposit Accounts (C1).
    8. Click OK to proceed with the transfer
    9. If the transfer is successful, a confirmation will be displayed on the screen
    10. Globe GCash (2882) will send a text message containing the details of the GCash transfer.
    Globe GCASH to BPI 1
    Globe GCASH to BPI 2
  5. Reload Globe/TM Prepaid. Requires enrollment.
  6. Bills Payment. Requires enrollment.

For other transactions, visit BPI Express Mobile for Globe.

20 Responses to “BPI Mobile Banking on Globe (SMS-based)”

  1. GCash_hater says:

    This service sucks! It’s been a month and it’s still going under maintenance. I’ve been calling the hotline and all they say is “we have forwarded your concern”.Might as well stop this service if it doesn’t work!

  2. dianne o. says:

    yeah been trying to register my account too, lagi sinsabi invalid MPIN, ichange ko daw.so change na naman ako. mamya ganun pa rin.haist!

  3. GCash_Hater_din says:

    This service sucks! It’s been a more than a month and it’s still going under maintenance. I’ve been calling the hotline and all they say is “we have forwarded your concern”.Might as well stop this service if it doesn’t work!

  4. anonymous says:

    I totally agree. This service sucks big time. I even upgrade my sim to get this BPI menu, for the sole purpose of convenience and emergency cases you want money on your GCASH. But its always under maintenance. BPI mobile banking is disabled. Might as well disable it forever.

  5. churva says:

    can we use the atm card on any atm ?like pnb or landbank atm’s?

  6. churva says:

    d kasi gumagana ang atm,,i sent money to my gcash den have to widraw thru my atm card in pnb atm but cant..I dont know why…

  7. SilverHawk says:

    totally sucks! I am dire need of GCash but I have not received any SMS confirmation though transaction was deemed successful via BPI Mobile menu in SIM. aweful. amount not received in wallet

  8. GOO says:

    i do know my mpin & account number is right under my nose.. i tried to do a balance inquiry since i already activated my atm card.. but it just keep on saying that i entered the wrong pin! now i lost some load & lost my patience.. effing service!!!!!!

  9. treskira says:

    gumagana nga bal inquiry ng GCASH at BPI, d nmn mktransfer ng funds from BPI to GCASH para mkakuha sana ako ng GCASH card, kc may 100php na kukunin sa acount mo, e d nmn gumagana ang fund transfer. kaines!!!!.. . . ok pa ang BDO to SMART MONEY. walang patumpik tumpik! transfer agad in matter of seconds….. pepot na GCASH!

  10. cutterpillow says:

    It works. Para sa mga di ma-access dahil “wrong MPIN” ang lumalabas. Kailangan niyo muna kasi mag-enter ng bagong MPIN/PASSWORD

    Steps
    1. To change MPIN text
    CHG
    - dapat 6-digit din yung i-eenter niyong MPIN

    2. To check ATM Balance text:
    BAL

    Account Key is composed of 2-letter Account Type and last 4 digits of your account number.

    Account Type:
    SA = Savings Account
    CA = Checking Account

    Example: SA1234

  11. mykel86 says:

    ok naman ha!! baka di lang kayo marunong!!!

  12. grace says:

    GCash to BPI transfer not working, been trying from small amount up to 3k.. it shows “thank you for using BPI Express mobile” but no debit/credit happens. Balance inquiry works fine meaning I’m doing the right thing, but transfers just doesn’t work.

  13. yoda says:

    Yes, transfers from bpi account to gcash doesn’t work. :(

  14. kirk says:

    I have BPI Save-Up but cannot access my funds because BPI Mobile on Globe (or is it the other way around) has been undergoing system maintenance for 2 months now…is there a way I may access my funds on-line?

  15. haries says:

    sa akin nga din ei. nagtry ako magdownload ng applet after ko madownload” web page not available” lumalabas .diba dapat after ko madownload yun,no need for internet connection na yon?

  16. cel says:

    Pde po ba i access ko ang bpi globe banKO by the use of intrrnet? Thanks,

  17. haries says:

    hi! paano po kaya yun?nadownload ko naman applet ng bpi pero lumalabas na web page not available.diba dapat no need for internet connection para magamit yun?

  18. LOVELO says:

    I have already bought 3 globe prepaid Sim card but still no any BPI Mobile menu in my phone.I have been to globe svs center to ask about my problem and requested for an upgraded Sim.but they still dont know how..In my old Sim even if i try to use add favorite to download but i can not find out what’s hot.so I can not download.I buy 2 new Sim card but no any BPI mobile inside.I have try many way to ask but just tell me what to do of my problem…thanks

  19. nellay says:

    grabe! kung di lang big time company ang globe…aakalain kong scam tong putek nato!

  20. karen says:

    Hi,tanung q lng sa Globe lng b pdE mkpg check ng bAl ng SA?kc TM aq,neeD p dw mg download ng globe services para lng mkpg check aq ng bAl.ehh wla naman aq nun kc nga hnd aq globe, help me naman,.tnx

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